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✅ Уйма гибких настроек, которые помогут вам зарабатывать больше и забыть про чувство «что-то мне нужно было сделать».
Сомневаетесь? нажмите на текст, запустите чат-бота и убедитесь во всем сами!

Assess; savings; grim; equally; throughout; decrease; limited; important

The United States President Franklin D. Roosevelt, in his first inaugural address, made some attempt to … the enormous damage: withered leaves of industrial enterprise lie on every side; farmers find no markets for their produce; the … of many years in thousands of families are gone. More …, a host of unemployed citizens face the grim problem of existence, and an … great number toil with little return.

He was speaking of the Great Depression of 1929 to 1940, which began and centered in the United States but spread quickly … the industrial world, but his words were inadequate. This economic catastrophe and its impact defied description.

On Oct. 24, 1929, the complete collapse of the stock market began; about 13 million shares of stock were sold. Tuesday, October 29 known ever since as Black Tuesday extended the damage; more than 16 million shares were sold. The value of most shares fell sharply, leaving financial ruin and panic in its wake.

There had been financial panics before, and there have been some since, but never did a collapse in the market have such a devastating and long-term effect. Like a snowball rolling downhill, it gathered momentum and swept away the whole economy before it. Businesses closed, putting millions out of work. Banks failed by the hundreds. Wages for those still fortunate enough to have work fell precipitously. The value of money … as the demand for goods declined.

Most of the agricultural segment of the economy had been in serious trouble for years. With the arrival of the depression it was nearly eliminated altogether, and the drought that created the 1930s Great Plains Dust Bowl compounded the damage.

Government itself was sorely pressed for income at all levels as tax revenues fell, and government at that time was much more … in its ability to respond to economic crises than it is today.

The international structure of world trade collapsed, and each nation sought to protect its own industrial base by imposing high tariffs on imported goods. This only made matters worse.

By the fall of 1931 the international gold standard had collapsed, further damaging any hope for the recovery of trade. This started a series of currency devaluation in several countries, because these nations realized that a devalued currency posed at least a temporary advantage in the struggle to find markets for their goods.

By 1932 United States industrial output had been cut in half. One fourth of the labor force about 15 million people was out of work, and there was no such thing as unemployment insurance. Hourly wages had dropped by about 50 percent. Hundreds of banks had failed. Prices for agricultural products dropped to their lowest level since the Civil War. More than 90, 000 businesses failed completely.

Statistics, however, cannot tell the story of the extraordinary hardships the masses of people endured. For nearly every unemployed person, there were dependents who needed to be fed and housed. Such massive poverty and hunger had never been known in the United States before. Former millionaires stood on street corners trying to sell apples at 5 cents apiece. Hundreds of pitiful shantytowns called Hoovervilles in honor of the unfortunate Republican president who presided over the disaster sprang up all over the country to shelter the homeless. People slept under blanket-sold newspapers in the out-of-doors. People waited in bread lines in every city, hoping for something to eat. In 1931 alone, more than 20, 000 Americans committed suicide.

For anyone with a few dimes, depression America was a shopper's paradise. A new home could be bought for less than $3, 000. A man's suit cost about $10, a shirt less than 50 cents, and a pair of shoes about $4. Milk was 10 cents a quart, a pound of steak only 29 cents, and a loaf of bread a nickel. For a dime one could go to the movies, buy a nickel bag of popcorn, and even win prizes given away by the theater. That was for those who had dimes. Not many lucky enough to be working had much change to spend after paying rent and buying food. To turn to the government, at least during the Hoover years, was useless. There was no federally financed net of welfare programs to keep the working class from falling into poverty.

The depression of the 1930s shook capitalism to its foundations and shaped the public attitudes of people for generations. The shock was so great because it contradicted long-held beliefs in the unlimited possibilities of expansion. The depression made the Western world ripe for revolution as every political faction in society looked frantically for a cure. Finding a cure without determining the causes, however, was difficult. In fact, no economist has ever thoroughly explained why the disaster of 1929 to 1932 came about.

One of the most notable attempts to explain this disaster was made by John Kenneth Galbraith in his book 'The Great Crash, 1929', published in 1955. He pointed to five significant factors:

1. An extremely unequal distribution of incomes limited the consumer goods market. Most people were not making enough money to buy the goods they manufactured.

2. There was an enormous amount of fraud and corruption in big business and in the marketing of stocks and bonds. The prosperity of Wall Street consisted largely of paper that was not backed up by real wealth.

3. The banking structure, made up of too many banks, had acted foolishly in making loans. When bad times came, the loans could not be called in, and many people lost their savings as a result.

4. Foreign nations that had borrowed money from the United States could not repay their loans. This, coupled with high American trade barriers, damaged their economies because they could not send their exports to the United States at a profit.

5. The amount of information on the operation of the whole economy was much less adequate than it is today. People, even experts, were not as able to spot trends in industrial output, investment, consumer buying, and other factors that are now studied closely.

Exercise № 79. Make up groups of two or three students for discussion of the US government actions to block Great Depression. Preparing for discussion, make a set of five special questions to be put to your opponent group.